Springbreak and The Savvy Traveler :: Exploratory Essays Research Papers

Springbreak and The Savvy Traveler For many college students, spring break is an exciting part of their college experience. It is a chance to get away from classes, relax, and maybe even take a vacation. Some students travel either in the U.S. or outside of the country, or even just enjoy time with family at home, but the truth remains that safety is an important factor to be remembered during spring break. While most students will have a safe and pleasant spring break, occasionally some trips have some unexpected ripples in plans and can turn into a nightmare for both the students and their parents. In order to avoid dangerous events that may happen on spring break, several organizations have developed spring break safety tips for students in order to steer clear of trouble. In an article written by the U.S. Department of State on international travel safety for students, drugs, alcohol, and disorderly behavior are cited as the most common causes of ruined vacations. In fact, each year over 2500 Americans are arrested in foreign countries for possession of illegal drugs and narcotic charges. This large number of arrests is likely due to two things: drugs that are legal in one country may be illegal in a neighboring country that students also visit and since many students are unaware of each country’s laws, some young people may become victimized. In addition to drugs, alcohol is often a problem on spring break. Charges such as drunk in public, underage drinking, and drunk driving are all major causes of student arrests while on spring break. Disorderly behavior and security issues are also a primary concern of the government for students. The safety, supervision, and security in foreign countries differ from that of the U.S., making it eas ier for students to become injured or worse die; students have died from automobile accidents, falls from balconies or into open ditches, drowning in the ocean, and water sport accidents. Besides specific tips for students to stay safe while traveling abroad, many organizations have offered trips for driving and also general safety tips while on vacation. Road trips can be a great way to bond with your friends, see new things, and also cut down on traveling costs. However, many students fail to remember the dangers that driving can present, even if they have been driving for several years.

demand Essay -- essays research papers

Firstly, I will deal with the factors which can affect the demand for houses in an economy.In many people’s opinion, the single most important factor which affects demand for housing is interest rates. This belief is held because for most people, the cost of purchasing a house is so great that the only way they can afford to do so is to take out a mortgage from a bank or building society. One of the main conditions that banks and building societies apply to mortgages is that during the course of the mortgage, interest will be paid on the loan. Although it is possible to have a fixed rate mortgage - where the rate of interest which will be paid is fixed at a constant level throughout the mortgage- most mortgages are variable rate mortgages, where the amount of interest which will be paid varies throughout the mortgage [1]. By increasing interest rates, the government can control how much money people have in their pockets. The variance of interest rate can be used to control m uch of the economy, including inflation. This is known as monetary fiscal policy. Interest rates have such a large affect on the economy because such a large percentage of the population has a mortgage and so is vulnerable to interest rate rises. An increase in interest rates can greatly increase the amount of money that a household has to pay each month. If people without a mortgage who are considering taking one out to cover the cost of a very expensive purchase see that interest rates are high then they are likely to be wary of taking out a mortgage, as they know that they will have to pay a greater amount of extra money each month. Because people may be put off taking out mortgages, they will be unable to purchase a house, so this will cause demand for houses to fall. This is known as a slump in the housing market. Conversely, if people see that interest rates are low and they are considering the possibility of purchasing a house, they may decide to go ahead with their purchase due to the fact that it will be more affordable- at least in the short run- due to the lower interest rates. Variable rates will also make mortgagors vulnerable to fluctuations in interest rates as even small changes in the interest rate can have a big effect on the outgoings of those with large mortgages. When rates rise steeply, one likely result is an increase in the number of mortgagors who cannot afford ... ... of their home being repossessed increases. If a large number of homes are being repossessed, people will be put-off purchasing a house. Also, people who are considering taking out a mortgage will be less likely to do so because they will be less able to afford it due to the fact that they are paying more tax. Both of these effects are likely to cause a slump in the housing market. Conversely, if tax rates are low the state of the housing market will improve due to the fact that people will feel that they are more able to afford the added cost of a mortgage. However, if they take out a mortgage at a time when tax rates are low, there is always the possibility that tax rates will increase at a later date. [1]The interest rate is set by the lender, but it is usually in line with the rate set by the Bank Of England, which is turn is likely to respond to changes in the interest rates of the main world banks, most of which are in America. [2]This is because there is a large labour pool from which to draw replacement workers. However, there are exceptions to this rule, for example people in the professions like doctors and lawyers tend to have a high degree of job security at all times.

Goal Setting Essay -- essays papers

Goal Setting In the first article that I found It stated that Goal Setting is a formal process for personal planning, and is a form of motivation. It is used for a target that a person works for so they can be successful. The process of goal setting is used by many people throughout the world that are trying to and have already achieved something in their lifetime. Setting goals helps a person remain focused on being successful, stay away from distractions, and will help with motivation. There are two types of goal setting: Long-term, and Short-term goals. Short-term goals are smaller goals that are â€Å"easier† to achieve, and will keep the person motivated and continue to strive for success. They also are goals that lead up to the Long-term goals. The Long-term goals are usually the goals that give you a vision of what you are trying to accomplish. These type of goals can also be called Lifetime Goals. When setting goals, one must remember to set clearly defined goals that are not impossible to achieve. After achieving the goals that you set for yourself, you will start to become confident, motivated, and realize your abilities. After realizing your abilities, you might find yourself setting higher goals that are more difficult for you to accomplish, but with the confidence you acquired from your previous goals, you are more likely to accomplish the more difficult goals. This particular article used eight broad guidelines to help set effective goals: 1- State each goal as a positive statement 2- Be precise 3- Set priorities 4- Write goals down 5- Keep operational goals small 6- Set performance goals, not outcome goals 7- Set realistic goals 8- Do not set goals too low It is important to enjoy the ha... ...when review those goals in my head, most of them fit in the â€Å"Where Goal Setting Can Go Wrong† category. I would set unrealistic goals, and outcome goals not performance goals. After reading the articles, it motivated me to start setting goals for myself, and try to become the best person I can. There are so many things that I want to accomplish, and now I know how I can get started on achieving them. I realized I have to start with setting Short-term goals that are precise, positive, organized, and realistic. These goals will keep me motivated and I will continue to strive for success. I would also have to set Long-term visual goals so my Short-term goals would lead up to something positive for my life. Overall, These articles made me believe that goal setting is a very important part of being successful, and I believe that everyone should use this process. Goal Setting Essay -- essays papers Goal Setting In the first article that I found It stated that Goal Setting is a formal process for personal planning, and is a form of motivation. It is used for a target that a person works for so they can be successful. The process of goal setting is used by many people throughout the world that are trying to and have already achieved something in their lifetime. Setting goals helps a person remain focused on being successful, stay away from distractions, and will help with motivation. There are two types of goal setting: Long-term, and Short-term goals. Short-term goals are smaller goals that are â€Å"easier† to achieve, and will keep the person motivated and continue to strive for success. They also are goals that lead up to the Long-term goals. The Long-term goals are usually the goals that give you a vision of what you are trying to accomplish. These type of goals can also be called Lifetime Goals. When setting goals, one must remember to set clearly defined goals that are not impossible to achieve. After achieving the goals that you set for yourself, you will start to become confident, motivated, and realize your abilities. After realizing your abilities, you might find yourself setting higher goals that are more difficult for you to accomplish, but with the confidence you acquired from your previous goals, you are more likely to accomplish the more difficult goals. This particular article used eight broad guidelines to help set effective goals: 1- State each goal as a positive statement 2- Be precise 3- Set priorities 4- Write goals down 5- Keep operational goals small 6- Set performance goals, not outcome goals 7- Set realistic goals 8- Do not set goals too low It is important to enjoy the ha... ...when review those goals in my head, most of them fit in the â€Å"Where Goal Setting Can Go Wrong† category. I would set unrealistic goals, and outcome goals not performance goals. After reading the articles, it motivated me to start setting goals for myself, and try to become the best person I can. There are so many things that I want to accomplish, and now I know how I can get started on achieving them. I realized I have to start with setting Short-term goals that are precise, positive, organized, and realistic. These goals will keep me motivated and I will continue to strive for success. I would also have to set Long-term visual goals so my Short-term goals would lead up to something positive for my life. Overall, These articles made me believe that goal setting is a very important part of being successful, and I believe that everyone should use this process.

Levi and Strauss & Co

Levi Strauss & Co. is a flourishing business. Since the early days, it has been a leader in the garment industry. The original and most famous Levi Strauss product is blue jeans. Jeans have become desirable and even fashionable clothing for not only miners, farmers, and cowboys, but also for movie stars, executives, women, children, and teenagers from all over the world. Throughout its history, however, the company has researched and developed a number of other products. The company now markets a wide range of clothing and accessories, all under the brand name Levi’s.Many new Levi products have been launched over the years. Some of these have succeeded beautifully, but others have flopped completely. The company is still best known, however, as the maker of Levi jeans, the pants that are guaranteed to shrink1, wrinkle, and fade2. In 1954, flushed with the success of the cotton twill pants it had introduced a few years earlier, Levi brought out a line of permanent press (no-iro n) slacks. Within six months, 5 out of every 100 pairs sold had been returned, and Levi had to admit it didn’t have the right fabric for permanent press.Fifteen years later, as the company was planning its major expansion, it hit on a couple of equally dramatic flops. First was the denim bathing suit—which, when wet, weighed the wearer down to the point of imminent drowning. Next was a line of disposable (throw-away) sheets and towels. These, Levi discovered, were not high on the consumer’s list of priorities. Unable to interest hotels in the product, the company was saved when the factory that made the sheets burned down. Levi absorbed the $250,000 loss.Eventually Levi created six new divisions, ranging from jeans to accessories and including a sizable effort in women’s sportswear, Levi’s for Gals. The diversification3 worked. In the mid-1970s Levi’s sales hit the billion-dollar mark, having taken 125 years to reach that milestone. Four yea rs later sales hit $2 billion. In 1979 the company ranked 167 on Fortune’s4 list of the 500 largest industrial corporations, and 20 in net profits. 5 Between 1970 and 1980 Levi had grown an average of 23 percent a year.In 1979 alone it sold 143 million garments. In menswear, though, all Levi products had been aimed at the middle of the market. The company had brought out a line of moderately dressy slacks and polyester leisure suits—the Action Slack and Action Suit—and was doing a brisk business with them. But the tempting upper end of the market remained untouched. â€Å"If we want to grow we’re probably going to have to go to upper moderate price points,† one Levi official explained, â€Å"and somewhat higher taste level for our products. In short, they needed to sell more expensive clothes—like the Tailored Classic. If Levi could sell sport coats, dress slacks, and, above all, suits, a whole new market would open up. The Tailored Classic might make money all by itself. But even more important, it would get Levi into the business of producing fancier and costlier clothing. The consumer would come to think of it as a manufacturer of dress apparel and it could spin off6 many more such lines in the future. Why, with such a record of success would any company be worrying about making new products?Part of the answer, obviously, is the sheer riskiness of depending so heavily on a single item. The boom in jeans was in many ways a historical accident, and what history has given it can also take away. Then, too, the demographics of the marketplace were already beginning to change. Jeans, to be sure, were no longer the exclusive province of youth: baby boomers7 who had grown up on Levi’s kept on wearing them into their twenties. But they would no longer be wearing them everywhere and all the time, as they did when they were teenagers.And the next generation of adolescents was not so numerous. The birthrate had peaked i n 1957; by 1964, demographers agreed, the baby boom in the United Stated was over. The bulge in the population that the boom had created would soon be moving into a world of casual slacks, leisure suits, and coats and ties. From a marketing point of view, that’s where the action would be. Finally, the competition had been gearing up. Levi’s had always shared the market with Blue Bell’s Wranglers and other national brands like Lee. But now everyone seemed to be selling jeans.Back in 1970 Levi probably couldn’t have foreseen the popularity of â€Å"designer† jeans skimming off8 the upper end of the market. But they could certainly anticipate cut-rate models gnawing away at the low end. To sell their wares, Levi knew, retailers would have to slash prices. The profit outlook in a saturated, competitive marketplace like this was bleak. Adapted from: Boyd, F. (1994). Making Business Decisions: Real Cases from Real Companies. USA: Addison-Wesley Publishin g Company. _________________________________________________________________________________________

Analysis of Contemporary Health Care Issues Essay

US health care expenditures have been rising quickly over the past few years; it has risen more than the national financial system. Nonetheless a number of citizens in the US still lack appropriate health care. If the truth be told, health care expenditures are going to continue to increase; in addition numerous individuals will possibly have to make difficult choices pertaining to their health care. Our health system has grave problems that require reform, through reforming, there is optimism that there will be an increase in affordable health care and high-quality of care for America. Medicaid, Medicare and private sector insurances are all going through trials and tribulations because of spending. Obama Cares purpose is to put consumers back in charge of their health care and aid in driving down the cost of spending in health care. The reform will also strive to put forward a delivery system that operates better for all involved thereby decreasing organizational burdens and assisting in the collaboration towards improved care. If the reform is successful, it will lead to measureable improvements in care outcomes, and in the health of the American general public overall. Non-profit/Profit While non-profit organizations dominate the delivery of health services, there are more than a few for-profit organizations that remain affected by health care spending as well. By having Obama Care in place, non-profit and profit organizations can possibly see an increase by way of earnings and consumers. The CEO of See Change Health; Martin Watson, made a statement that said â€Å"without health reform, we figured we would get to the $800 million mark (in earnings) by 2016. With health reform, it looks like we’ll hit $1.5 billion by 2016.† (Kennedy, K. 2012). Although undeniable, numerous for-profit organizations may gain as a result of the reform, non-profit organizations may perhaps thrive also. In 2014, guarantors cannot profit by means of rejecting coverage any longer, consequently they will be more motivated to keep people healthy. (Kennedy, K, 2012). Due to the continuous changes by health care reform to the current system, everyone could benefit from sustaining spending. Financial Management Staff The Financial management staff is accountable for acquiring and effectually  making use of the resources required for operating efficiently. The first step the staff should take is to assess and develop economic proficiency of the present setup in addition to preparation for the outlook of future operations. Financial management staffs must plan, obtain and use funds to yield the complete benefits of the efficiency and assessment of its project. The next focus should be on long-term investments decisions, like new accommodations and machinery, and also how to obtain funds needed to purchase the necessities essential to sustain operation. Contract management is another responsibility. â€Å"Health services establishments have to negotiate, monitor, and sign contracts with managed care organizations and third-party payers.† (Halvorson, G.C. 2005). Since costs is excessive, there is hopefulness that the reform act can aid the pecuniary staffs to maintain or lessen their expenditures thru generating rudimentary regulations and standards. Rules and Regulations There are numerous rules and regulations the financial management staff must address pertaining to national health care spending. Their aim should be improved care, ensuring more healthy individuals and societies, all the while making sure affordable care is available for individuals, while lowering or sustaining health care spending. â€Å"Making quality care more affordable for individuals, families, employers and governments by developing and spreading new health care delivery models is key.† (National Strategy, 2011). Financial management must come up with proposals that will nurture new ideas, devices or processes to promote and lessen costs; The Affordable Care Act has provisions that will help financial management deal with simplification. By having extra electronic processing and less form-filling, it will eliminate the need to spend money on check printing, phone calls, and postage charges. Simplification and synchronization is needed for administrative. National health care spending is a heated issue; however there is a single entity that all agree upon and that is there needs to be cut backs or the maintaining of current expenses. The current reform will help decrease the percentage of Americans who are without coverage. An vigilant observation on healthcare spending is needed, at the rate its going now thing don’t look too good financially for anyone when it comes to healthcare. References Department of Health & Human Services. (2011). National Strategy for Quality Improvement in Healthcare. Washington, DC: U.S. Government Printing Office. Halvorson, G. C. (2005). Healthcare Tipping Points. Healthcare Financial Management (March): 74-80. Kennedy, K. (2012). Healthcare Law’s Impact on Businesses Varies. Retrieved from: http://usatoday.30.usatoday.com Woolhandler, S., & Himmelstein, D. (2011). Healthcare Reform 2.0 Social Research, 78 (3), 719-730

Historical Inquiries Group Essay

By the 1870’s, Europe was forever changed by the formation of Italy and Germany as new nation-states. Through this formation, Europe was shaken by the alteration in the balance of power. In Germany’s case, its unification was created through the leadership of Prussia, attempting to make a strong ethnic nation that could defeat Austria. Italy’s unification was made possible by the initial intentions of Sardinia. Europe witnessed how drastically the balance of power was shifted during World War I, when Germany and Italy proved they had both grown into powerful nation-states. The creation of the nation-states of Italy and Germany was a key point in the history of Europe that changed that balance of power in Europe. There are several factors that lead to the unification of Germany. For example, the introduction of new nationalistic ideas during the Enlightenment, caused for such events like the Carlsbad Decrees, which were German youth movements that spread national and liberalistic ideologies. These movements, however, were not too successful and eventually suppressed underground. The greatest factor that leads to the unification of Germany was most likely through Prussia under the control of Otto von Bismarck, who led Prussia to become the unifying power. The Danish-Prussian war in 1864 was the first step for Prussia, in which Prussia gained Schleswig, and Austria, which had an alliance with Prussia at the time, gained Holstein. Due to Holstein geographical isolation from Austria, it created tensions between Prussia and Austria, and lead to the Austro-Prussian war. The results of the war ended up with Austria being defeated, and Prussia gaining Holstein. The Franco-Prussian war in 1870 lead to the Treaty of Frankfurt, allowing Prussia to gain Alsace and Lorraine from France; the loss of Alsace and Lorraine later becomes a reasons for tensions between France and Germany.

Micromax Info Essay

Regd. Office: 21/14, Naraina Industrial Area, New Delhi-110028. CODE OF CONDUCT FOR DIRECTORS, SENIOR MANAGEMENT, OFFICERS AND EMPLOYEES OF MICROMAX INFORMATICS LTD. MICROMAX INFORMATICS LIMITED is committed to conducting its business in accordance with the applicable laws, rules and regulations and with highest standards of business ethics. This code is intended to provide guidance and help in recognizing and dealing with ethical issues, provide mechanisms to report unethical conduct, and to help foster a culture of honesty and accountability. Each Director, senior manager, officer and employee is expected to comply with the letter and spirit of this code. The Directors, senior management, officers and employees of the Company must not only comply with applicable laws, rules and regulations but should also promote honest and ethical conduct of the business. They must abide by the policies and procedures that govern the conduct of the Company’s business. Their responsibilities include helping to create and maintain a culture of high ethical standards and commitment to compliance, and to maintain a work environment that encourages the stakeholders to raise concerns to the attention of the management. A present, overall, contents of this Code are in practice, being already followed by the Directors and the Senior Management, however, in compliance with the new Clause 49 of the listing agreement, the Code as set out below, is to take effect from the date, when approved by the Board in its meeting 1. APPLICABILITY: The Code is applicable to all the members of the Board of Directors, Senior Management, Officers and employees of the Company. Senior Management shall include all executives holding the positions of Director (Non-Board Member/s), Sr. Manager, Managers, Asst. Managers and all head of the departments excluding Board of Directors. Such personnel shall hereinafter be treated as members of its core management team. 2. DILIGENCE: The Directors, senior management, officers and employees are to exercise due diligence in attending to their respective duties and obligations in the best interest of the Company. 3. CONFLICTS OF INTEREST: The Directors, senior management, officers and employees should be scrupulous  in avoiding ‘conflicts of interest’ with the Company. In case there is likely to be a conflict of interest, he/she should make full disclosure of all facts and circumstances thereof to the Board of directors or any Committee / officer nominated for this purpose by the Board and a prior written approval should be obtained. A conflict situation can arise: a. When an employee, officer, senior manager or Director takes action or has interests that may make it difficult to perform his or her work objectively and effectively, b. The receipt of improper personal benefits by a member of his or her family as a result of one’s position in the Company, c. Any outside business activity that detracts an individual’s ability to devote appropriate time and attention to his or her responsibilities with the Company, d. The receipt of non-nominal gifts or excessive entertainment from any person/company with which the Company has current or prospective business dealings, e. Any significant ownership interest in any supplier, customer, development partner or competitor of the Company, f. Any consulting or employment relationship with any supplier, customer, business associate or competitor of the Company. 4. TRANSPARENCY: The Directors and the Senior Management are to ensure that their action/s in the conduct of business are transparent, except where the confidentiality of the business requires otherwise. Such transparency shall be brought through appropriate policies, procedures, and maintaining supporting and proper records. 5. FAIR DEALING: Each director, member of core management team, officer, and employee should deal fairly with customers, suppliers, competitors, and employees of group companies. They should not take unfair advantage of anyone through manipulation, concealment, abuse of confidential, proprietary or trade secret information, misrepresentation of material facts, or any other unfair dealing-practices. 6. HONEST AND ETHICAL CONDUCT: The Directors, senior management, officers and employees shall act in accordance with the highest standards of personal and professional integrity, honesty and ethical conduct not only on Company’s premises and  offsite but also at company sponsored business, social events as well as any places. They shall act and conduct free from fraud and deception. Their conduct shall conform to the best-accepted professional standards of conduct. 7. CORPORATE OPPORTUNITIES: Directors, senior management, officers and employees owe a duty to the Company to advance its legitimate interests when the opportunity to do so arises. Directors, senior management, officers, and employees are expressly prohibited from: a. Taking for themselves personally, opportunities that are discovered through the use of Company’s property, information, or position, b. Competing directly with the business of the Company or with any business that the Company is considering. Using Company’s property, information, or position for personal gain. If the Company has finally decided not to pursue an opportunity that relates to the Company’s business activity, he/she may pursue such activity only after disclosing the same to the Board of directors or the nominated person/committee. 8. BUSINESS INTEGRITY: The Directors and the Senior Management are to ensure that the Company carries out its business as per accepted practices of business integrity, ethical standards, fair play and conduct, honestly, legitimately and as a fair competitor. 9. WORK PLACE: The Directors and the Senior Management are to ensure that there is gender friendly work place, equal opportunities are given to men and women, and there exists good employment practices. 1 0. QUALITY OF PRODUCTS/SERVICES: The Directors and the Senior Management are to endeavor that the products / services of the Company meet the accepted standards of quality including that of ISO 9001 and any other standard/s, and also the specifications of the legal authorities/laws so that customer satisfaction is ensured. Moreover costs are kept reasonable. 11. PROTECTION AND PROPER USE OF COMPANY’S ASSETS: The Directors and the Senior Management are to ensure to protect Company’s assets and property and the same should be used only for legitimate business  purposes. 12. CONFIDENTIALITY: The Directors, Senior Management, Officers and Employees shall maintain the confidentiality of confidential information of the Company or that of any customer, supplier or business associate of the Company to which Company has a duty to maintain confidentiality, except when disclosure is authorized or legally mandated. The Confidential information includes all non-public information (including private, proprietary, and other) that might be of use to competitors or harmful to the Company or its associates. The use of confidential information for his/her own advantage or profit is also prohibited. 13. COMPLIANCE WITH LAWS, RULES, AND REGULATIONS: T he Directors, senior management, officers and employees shall comply with all applicable laws, rules, and regulations. Transactions, directly or indirectly, involving securities of the Company should not be undertaken without pre-clearance from the Company’s compliance officer/Company Secretary. Any Director, member of core management team, officer or employee who is unfamiliar or uncertain about the legal rules involving Company business conducted by him/her should consult the legal department of the Company before taking any action that may jeopardize the Company or that individual. 14. RELATIONSHIP WITH CUSTOMERS AND SUPPLIERS: The Directors and the Senior Management are to endeavor that their dealings with the customers are given due importance, value is created and relationship of trust is built. In dealing with suppliers it should be the endeavor that supplies are based on need, quality, service, price, and appropriate terms and conditions. 15. SHAREHOLDERS: The Directors and the Senior Management are to ensure that the rights of shareholders are met as per law and good corporate practices, and all efforts are made to provide best services to them. 16. COMMUNITY ACTIVITIES: The Directors and the Senior Management are to endeavor that the Company be a trusted corporate citizen and, as an integral part of the Society, fulfills its responsibilities and duties to the societies and communities in which it  operates. 17. CODE OF ETHICS FOR CHIEF FINANCE OFFICER: Honesty, integrity and sound judgment of the senior financial officers is fundamental for the success and reputation of Action Construction Equipment Limited. The professional and ethical conduct of the senior financial officers is essential to the proper functioning of the Company. The senior finance officers as well as Directors of the Company shall be bound by the following code of ethics: 1. Act with honesty and integrity, including the ethical handling of actual or apparent conflicts of interest between personal, financial and professional relationships, 2. Make full, fair, accurate, timely, and understandable disclosure in reports and documents that the Company files with, or submits or makes periodically, to the shareholders, government authorities, and to the public, 3. Comply with governmental laws, rules, notifications and regulations applicable to the Company’s business, 4. Disclose to the Board or any committee/officer designated by the Board for this purpose, any material transaction or relationship that reasonably could be expected to give rise to any violations of the code including actual or apparent conflicts with the interests of the company, 5. Promote prompt reporting of violations of the Code of Ethics to the Board of Directors or any person/committee designated for this purpose, as may be necessary, 6. Respect the confidentiality of information acquired in the course of employment unless legally obliged to disclose and ensure that no such confidential information is used for personal advantage/benefit, 7. Maintain the skills necessary and relevant to the Company’s needs, 8. Act in good faith, responsibility, with due care, competence and diligence without misrepresenting material facts, 9. Refrain from any inappropriate or undue influence of any kind in all dealings with independent auditors, and avoid any actual or apparent conflicts with analysts, 10. Achieve responsible use of and control over all assets and resources employed or entrusted to them, 11. Promote ethical and honest behavior within the Company and its associates, Chief Finance Officer should adhere to both the code of business conduct and the code of ethics of the Company. Violation of the code of ethics will lead to appropriate disciplinary action including dismissal from the services of the Company any  deviation/waiver from this code can only be affected on the sole and absolute discretionary authority of the Board or any person/committee designated by the Board for this purpose. 18. INTERPRETATION OF CODE: Any question or interpretation under this Code of Ethics and Business Conduct will be handled by the Board or any person /committee authorized by the Board of the Company. The Board of Directors or any designated person/committee has the authority to waive compliance with this Code of business conduct for any Director, member of core management team, officer or employee of the Company. The person-seeking waiver of this Code shall make full disclosure of the particular circumstances to the Board or the designated person/ committee 19. COMPLIANCE WITH THE CODE OF CONDUCT: Compliance with this Code of Conduct is an obligation. The Directors and the Senior Management are to ensure that this Code is communicated to, and understood and observed by all employees. The Directors and the Senior Management shall affirm compliance with the Code, on an annual basis. The Board expects employees to bring to their attention, or to that of Senior Management, any breach or suspected breach of this Code. Compliance with this Code is subject to the review by the Board and complemented by the Audit Committee of the Board. Any modification/s, amendment/s, or review of this Code shall be done by the Board.